Compound trajectory lab
Project how regular contributions grow over time under different return, fee, and timeline assumptions.
Coverage
Empirical Finance pillars
Empirical Finance organizes its coverage around the questions Grad students, Postdocs, and Bench scientists moving to industry actually bring — Postdoc emergency fund, PhD student investing basics, and Grant stipend taxes education — pairing plain-language guides with calculators you can run yourself.
Allocation drift check
Compare your current mix against a target allocation and see where drift has crept in.
Retirement runway model
Model your retirement runway from savings rate, timeline, and expected returns — then stress-test it.
Recovery requirements
See the gain required to recover from a loss, and how long recovery may take at different return rates.
Risk budgeting sketch
Weigh potential upside against downside so position-sizing decisions stay deliberate.
Options payoff explorer
Chart payoff profiles for basic options positions before committing real money.
Purchasing power & price paths
Estimate what rising prices do to purchasing power and future spending needs.
Postdoc emergency fund
Explained with stated assumptions, worked examples, and a calculator wherever the math matters.
PhD student investing basics
Explained with stated assumptions, worked examples, and a calculator wherever the math matters.
Grant stipend taxes education
Explained with stated assumptions, worked examples, and a calculator wherever the math matters.
Industry transition compensation
Explained with stated assumptions, worked examples, and a calculator wherever the math matters.
How to model a postdoc year with two income sources
Explained with stated assumptions, worked examples, and a calculator wherever the math matters.
Contact
Contact Empirical Finance
Questions about a calculator or a guide? Send a note to the Empirical Finance editorial desk — we read every message. Licensing disclosures appear wherever regulated topics are discussed.
Fenul Wealth Management
Method-transparent wealth management for researchers and scientists
Grant income, startup equity, academic retirement plans, and non-profit wealth all operate under different rules. Fenul Wealth documents every assumption in your plan — reproducibly.
- Grant income and non-profit 403(b) strategy
- Startup equity and lab spinout modeling
- PSLF and academic loan strategy
- Assumption-documented scenario planning
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