Reader
$0
- Full article and guide access
- Standard calculators and planning tools
- Ad-supported layouts on long-form and tool pages
Membership
Why membership exists
Reading Empirical Finance is free and ad-supported. Membership at $4.99/month removes display ads across the site, keeps calculator sessions uninterrupted, and adds member features like saved scenarios as they ship. Cancel anytime.
No display ads anywhere on the site.
Uninterrupted reading and calculator sessions.
Member features like saved scenarios as they ship.
Cancel anytime — no long-term commitment.
Membership
Free reading. Calmer sessions when you want them.
Member
$4.99/month
- No display ads across eligible templates
- Uninterrupted tool runs and exports where implemented
- Preference persistence when the product layer ships
- Early access to new niche tools on this domain
Optional advisory
$99 intake
- A structured intake that connects complex situations with licensed professionals — always optional, never required to use the site.
Contact
Contact Empirical Finance
Questions about a calculator or a guide? Send a note to the Empirical Finance editorial desk — we read every message. Licensing disclosures appear wherever regulated topics are discussed.
Fenul Wealth Management
Method-transparent wealth management for researchers and scientists
Grant income, startup equity, academic retirement plans, and non-profit wealth all operate under different rules. Fenul Wealth documents every assumption in your plan — reproducibly.
- Grant income and non-profit 403(b) strategy
- Startup equity and lab spinout modeling
- PSLF and academic loan strategy
- Assumption-documented scenario planning
Opens fenulwealthmanagement.com · General education only · No fiduciary relationship formed on this page